How to Make Payoneer Account Without Bank Account?

By | 13th May 2019

Make Payoneer Without Bank AccountPayoneer is the best way to send & receive payments online. You can use it get paid by companies and then withdraw your money from your Payoneer account to your local bank account.

In case you don’t have a Payoneer account, here I’ll guide you on how to make Payoneer account without Bank Account.

But before I go ahead, I’d like you to talk a little bit about Payoneer and how it can help you in receiving cross-border payments at very low rates.

What Is Payoneer?

Payoneer is a company founded back in 2005 which started helping freelancers, bloggers & affiliate marketers get their payments from companies, send & receive cross-border payments and then the Payoneer users can easily withdraw their money from their Payoneer accounts either via their Local Bank Accounts or via ATM Card also known as Payoneer MasterCard.

It’s the best platform for all those Users, Freelancers, Bloggers, Affiliate Marketers, and Business Owners who can’t have PayPal account or don’t want to use PayPal or want its alternative then Payoneer is the best alternative to PayPal and it’s also the best choice for sending & receiving money online with no-hassles.

How to Make Payoneer Account Without Bank?

Normally when someone used to register with Payoneer back in the years, there was no local bank account requirement for Payoneer users as they would just sign up & order a Payoneer Card but now at the end of the Payoneer Sign UP process, every user is required to provide Bank Account Details in order to get a verified Payoneer account.

Now in case you don’t have any local bank account, then there’s nothing to worry about as I’m going to guide you on how to get Payoneer without requiring any bank account details.

Before I go to the steps, I’d like to share with you why exactly Payoneer requires you to add your bank account details before you can actually maintain your own verified account.

Why does Payoneer Require Bank Account In Registration?

  • Adding bank while registering for Payoneer helps the Payoneer team know that you’re the actual owner of the account you’re creating.
  • Payoneer allows you to withdraw your money available in your Payoneer account via the Bank Account in your local currency.
  • Payoneer also lets you withdraw via ATM but it will cost you a lot of fees (both by the ATM & the Payoneer exchange fees) while on the other hands, withdrawing via Bank Account will help you save the Fee and get the money at a very less exchange fee.

Now let’s learn how to get Payoneer with no bank account required:

Step 1: Register for account.

The very first thing that you’ll need to do is just register for a account. If you don’t know what is then let me tell what it’s basically.

Fiverr is a Freelancing platform and website where Freelancers or users sell & buy services online related to Web Development, Web Designing, Article Writing, SEO, Video Animation and a lot more services out there.

It’s free to register for and it will take no more than just a minute. Register for an account, you’ll receive an activation email so activate your account first and then proceed to the next step here.

Payoneer Registration Using Fiverr

Step 2: Click on “Become a Seller” on

Once you have verified your Fiverr account successfully, now you’ll need to log into your Fiverr account and make it as a seller. To do so, you now just need to do click on the “Become a Seller” menu located at the top menu bar as shown in the image below.

Become a Seller On Fiverr

Step 3: Go to “Earnings” & Click on “Bank Transfer“.

Now in this step, when you have successfully become a seller on Fiverr, now you need to click on the Earnings menu located at the top of the website to go to the page where the Payoneer Bank Transfer option is available.

Go to Earnings in Fiverr

Once you’re there on the Earnings page, you’ll see a few options such as:

  • PayPal Account
  • Fiverr Revenue Card
  • Bank Transfer

Now here out of all the options, we’ll need to click on the “Bank Transfer” to receive an Email from Fiverr regarding Payoneer bank account linking.

Click Bank Transfer

Step 4: Click on “Confirmation Link” In The Email sent to you by Fiverr.

Once you have clicked the “Bank Transfer“, Fiverr will send you an Email to the registered Email Address and you’ll then just need to click on the Confirmation Link available inside the Email.

Click Confirm Fiverr Bank

Step 5: Click on “Get Started” on the Bank Transfer Withdrawals page.

After clicking the “Click here“, you’ll be taken to the page where you should click on the “Get Started” button to go to the Payoneer Sign UP page.

Bank Transfer Withdrawal Via Payoneer

Step 6: Finally, Fill in the Payoneer Sign UP page Without Bank Account.

Once you will click the “Get Started” button, you’ll see a new Payoneer Sign UP page where you should provide all of the required details. Just follow all the steps and provide the requested details accordingly and you’ll be able to create a Free Payoneer Account in just a few minutes.

Payoneer Sign UP without Bank Account

Now if you’ll sign up & make Payoneer account via Fiverr then you won’t be asked by Payoneer for a Local Bank Account details as you’re already adding Fiverr Bank Account to your Payoneer Account so this way, you’ll be able to easily make Payoneer without Bank Account.

However, if you’ll go to the Payoneer official site directly and start filling in the Sign Up form then at the end of the Sign Up form, you’ll be asked for a Bank Account so if you don’t have any bank account, you just need to do sign up & register via third-party Payoneer Accepted Marketplace such as Fiverr, Dailymotion or any other one.

Note:- Earn Free $35 Payoneer Bonus

Normally when you make Payoneer account after clicking our exclusive link, you’ll earn $35 Free Payoneer Bonus but by using the Fiverr method which we shared with you above won’t give you any Payoneer Bonus so we strongly recommend you to go for the Bank Account method as it’ll help you earn bonus as well as you’ll, later on, be able to withdraw funds from your Payoneer account to your Local Bank Account.

Actually, Payoneer is offering $25 Bonus but anyone who will use our link will earn $35 which is exclusive for our blog readers only. So go and grab a massive bonus when you’ll register using our exclusive bonus link.

Bottom Line

It’s that simple to make Payoneer account without Bank but we won’t recommend you to register using this way as you won’t earn any bonus from Payoneer. When you’ll register with Payoneer directly by clicking this bonus link, you’ll earn free $35 Bonus which will be loaded to your account after you have successfully received $1000 into your Payoneer account.

We hope you learned a lot from this post. Let us know below in the comments if you have any question regarding our post.

Payoneer Without Bank Account


Global Payment Transfer


200+ Countries Accepted


Low Exchange Fees


Sign Up W/O Bank Account


Pay Online Bills



  • Receive Online Payments
  • Withdraw To Banks
  • Withdraw Via ATMs
  • Major Brands Accepted
  • Low Exchange Fees


  • Customer Support is Bad!

4 thoughts on “How to Make Payoneer Account Without Bank Account?

  1. Che Jude

    I tried d it is not work. They were still asking for bank account


Leave a Reply

Your email address will not be published. Required fields are marked *